Our Blog

The purpose of our blog is to provide a medium for us to discuss financial planning insights, current events, and how specific financial topics may affect someone's comprehensive financial situation. Our goal will to post regular updates and we welcome subjects or financial areas on which we can discuss. Please send us your suggestions and viewpoints to blog@capfin.net.

 

Jeffrey Lippman

Planning For Alzheimer's Disease, Sooner Over Later - August 11, 2016

June was Alzheimer’s and Brain Awareness Month and when I became aware of that fact, I started to reflect upon the specific challenges that Alzheimer's disease presents. Once a family member has been diagnosed with Alzheimer’s, which in itself is a challenge, preparation is a must. Following diagnosis, many live an additional eight to ten years and many of those years require that the patient receive constant, round the clock supervision.....

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Jeffrey Lippman

How Would You Rate Your Investment Portfolio? - May 4, 2016

The 2015 hit movie “The Big Short” was a fascinating tale of how our capital markets operate which gave an intriguing look into the making of the 2008 credit crisis. The movie was not only entertaining but also illuminated the financial world with highlights on investing....

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Jeffrey Lippman

How Do You Respond to Market Risk? - March 8, 2016

An assessment of an investor’s risk tolerance is a commonly employed aspect of portfolio management to help determine an appropriate investment allocation. In theory, risk tolerance guides the proper target risk/reward trade-off of the portfolio and if done correctly, protects an investor from derailing their long term strategy during precipitous drops in market prices. While short term market drops are unsettling...

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Josh Stillman

Asset Laddering Strategy - Matching Investment Philosophy with Cash Flow Needs - October 7, 2015

As I write this, we are in the midst of intense volatility in the stock markets. No matter how much you have invested in stocks, it is nearly impossible to avoid a feeling of anxiety and concern in times like these. It is especially tough to figure out what market perturbations mean for your future when your investment strategy and corresponding asset allocation are not integrated with your long-term financial plan....

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Jeffrey Lippman

How to Prevent Financial Woes During a Medical Crisis - September 1, 2015

The impact on a household dealing with a serious long term illness, such as cancer or a stroke can be a drain of epic proportions, both financially and mentally. Although there are ways to prepare for this type of hardship, such as through comprehensive financial planning, the total impact of dealing with a medical crisis can never be fully anticipated...

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Josh Stillman

Possibility Vs. Probability – A Different Way to Think About Insurance - August 4, 2015

If I told you that you had a 1 and 10,000 chance of dying this year, would it help you decide to buy life insurance? When I first pondered this question...

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Jeffrey Lippman

Using GPS To Reach Your Financial Destination - July 6, 2015

This is often a pivotal question behind financial stress and a driving force for financial planning. Not surprisingly, a flood of professionals, tools, and products exist to address such profound fears. Each one provides varying methodologies, calculations, and solutions to tackle this all important question...

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Josh Stillman

How to Size Your Emergency Fund - What's the Emergency? - April 13, 2015

We all know we are supposed to have cash for a rainy day. Things happen and you want to have cash (and cash equivalents) that you can access quickly and have certainty that it will be there. Many “financial gurus” focus on having emergency funds to avoid checks bouncing or needing to run up credit card debt. But...

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Jeffrey Lippman

Making the Grade for Financial Decision Making - April 1, 2015

New tidings are at our firm’s door steps as we begin a new year.  For starters, we initiated a blog to coincide with our new financial planning website.  Even more exciting was that two of our planners were expecting a child in the beginning of the year...

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